Schedule your free credit consultation by calling us at 205-584-0226.
We help fix low credit scores across the country.
**Boost scores within 15 days or your moneyback**
What is Credit Repair?
Credit repair is the process of identifying and resolving issues on your credit report that may be negatively affecting your credit score. This often involves disputing inaccuracies, errors, and outdated information with the credit bureaus and creditors. Our goal is to help you improve your credit score, giving you better access to financial opportunities such as loans, credit cards, and mortgages.
Why is Credit Repair important?
79% of all credit reports contain errors!
- One in four credit reports has errors that are serious enough to disqualify consumers from buying a home, opening a bank account or getting a job — and an overwhelming majority contain mistakes of some kind, according to a survey by a consumer group.
- Serious errors found in the credit profiles maintained on some 90 percent of American adults include consumer accounts incorrectly listed as delinquent or in collection or that actually belong to another person, said the report by Public Interest Research Group which means YOU may have errors you don’t even know about on your credit report!
- Incorrect accounts resulting from Identity theft. Closed accounts reported as open. Incorrect date of last payment, date opened, or date of first delinquency. Same debt listed more than once. Accounts with incorrect current balance, accounts with incorrect credit limit. Incorrect codes. Medical collections that appear to be installment loans that are past due. Accounts that appear multiple times with different creditors listed. Being reported as the owner of an account when you’re just an authorized user. The list goes on and on.
- This is why it’s important to keep a track of what’s on your credit report and whether it’s accurate. We help look for these errors and dispute with the Credit Bureaus.
Why it's important to dispute these errors on your credit report?
It is important to dispute these errors because a good credit score is crucial for accessing financial opportunities and achieving financial stability. A higher credit score can lead to lower interest rates on loans and credit cards, better terms on mortgages, and increased chances of approval for rental applications and job opportunities. Additionally, improving your credit score can save you money in the long run and provide greater financial freedom and security. By addressing and correcting errors or negative items on your credit report, credit repair helps you build a stronger financial foundation and reach your financial goals.
Lower interest rates on mortgage, refinance, house or auto loans.
Better job opportunities.
Better terms on housing, rentals and better odds of qualifying for a home loan.
Lower insurance premiums
Higher credit limits and better odds for qualifying for a new line of credit.
Why choose us?
Days Moneyback guarantee.
0
Years of Experience.
0
+
Customers so far!
0
k+
Negative items removed.
0
k+
We help with your credit reports from the 3 main credit bureaus Equifax, Experian and TransUnion.
Disclaimer: Experian, Equifax and TransUnion are registered trademarks of the respective companies. We are not affiliated with, endorsed by, or in any way officially connected to any of the three companies. The logo is used here for informational purposes only.
Testimonials
Amazing service! Fcredit raised my credit score from 600 to 750 in just 30 days. Highly professional and effective.
John Mitchell
Fantastic experience with Fcredit. My score jumped from 550 to 700. Great customer service and results. Highly recommended!
Jared Kaso
Fcredit is excellent! They improved my score from 580 to 720. Professional, efficient, and worth every penny. Thank you!
Brad Shaw
Reach Out To Us
Do you want to reach out for more information or to see how we can help you? Feel free to reach out to us.